Inside Torpago: Modern Infrastructure for Banks

Explore how Torpago’s AI-powered, cloud-native platform gives banks scalable infrastructure, real-time events, and secure, immutable ledger operations.

Purpose-Built Architecture for Modern Banking

Torpago’s platform is engineered for banks that demand speed, security, and flexibility. We combine modern infrastructure with deep AI integration to power the future of credit card programs and banking operations.

Built for Scale and Performance

Our backend is designed with a cloud native architecture, written in Go, and deployed on Kubernetes. We handle everything from high throughput transaction processing to spend data analysis without sacrificing performance.

Immutable and Stateless by Design

We’ve built an immutable, stateless architecture across core services, especially our ledger and authorization layers. This design ensures a highly auditable, fault-tolerant system that protects against data corruption, rollback errors, and downtime.

Event-Driven and Open by Default

Our system is powered by an event-driven architecture, built around CloudEvents, a vendor-neutral specification for event data. This makes Torpago interoperable by default, easily integrating with external systems, third-party processors, and internal bank workflows.

AI Everywhere, Not Just a Feature

We’ve embedded Generative AI into both our product capabilities and engineering workflows, not as an add-on, but as a core principle. From intelligent transaction reviews to automated underwriting analysis and even agent-assisted bank admin tools, AI enables smarter decisions, faster response times, and operational lift at every level.

Built to Integrate. Ready to Launch.

Whether you’re replacing a legacy system or starting fresh, Torpago’s technology is built to fit your environment, not the other way around. With RESTful APIs, open event schemas, and native support for observability, onboarding is seamless and extensible.

Security and Compliance

Torpago is built with bank-grade security in mind. From encryption at rest to SOC 2-aligned operational practices, we provide the foundation to meet your compliance obligations.