Program Options

Program Options

From banks to businesses, our programs are
customized to support your needs.

Powered By
For banks and credit unions looking to launch modern, custom credit card programs.

What’s included:

  • arrowrightup Bank branded physical and virtual cards
  • arrowrightup Bank branded Torpago platform for web, iOS & Android
  • arrowrightup Tailored reward programs
  • arrowrightup Back-end platform to manage customer accounts
  • arrowrightup Apple Pay & Google Pay support
  • arrowrightup 24/7 support via (phone, live chat & email)
  • arrowrightup Program launch support
  • arrowrightup Custom spending policies & enforcement
  • arrowrightup Non card reimbursement module
  • arrowrightup Receipt intelligence
  • arrowrightup Fraud Prevention
  • arrowrightup Real time integrations 100+ Accounting, HR, & productivity integrations

Business

For businesses needing a credit card and spend management platform solution.

$33.33 /

month billed
annually.

What’s included:

  • arrowrightup Unlimited Virtual Cards
  • arrowrightup Unlimited 1.25% cash back on all spend
  • arrowrightup Up to 10 user accounts; each user after 10 is $4 per user/ month (billed monthly on your statement)
  • arrowrightup Next day air shipping on all cards
  • arrowrightup Custom spending policies & enforcement
  • arrowrightup Non card reimbursement module
  • arrowrightup 24/7 support via (phone, live chat & email)
  • arrowrightup Apple Pay & Google Pay support
  • arrowrightup iOS & Android apps
  • arrowrightup Real time integrations 100+ Accounting, HR, & productivity integrations
  • arrowrightup Receipt intelligence
  • arrowrightup Multi level approval workflow
  • arrowrightup Fraud Prevention

FAQ & Tutorials

How can admins can edit, submit, and approve transactions?

To enable submit/approve transactions for admin users, click the "Settings" option on the left-hand side, choose the "Expense Policy" tab, and toggle on the option under "Submit/Approve Transaction".

How to define roles for Torpago users?

Admin users are responsible for designating specific roles during the process of adding an employee as a user. These roles are tailored with distinct limitations to align with the hierarchical structure of the company's approval workflow.

How to establish an approval workflow?

Admin users can set up pre-spend and post-spend approval hierarchy settings through the Torpago platform’s Approval Workflow tab found in the settings section.

How to set Cardholder User Agreements?

Admin users can choose to make it mandatory for new users to agree to a virtual cardholder agreement through the Torpago platform. This helps in ensuring proper documentation of cardholder responsibilities.

To which credit bureaus do you report credit information?

Torpago collaborates with credit reporting agencies such as Equifax to document company payment chronicles. These reports encompass details like the monthly account balance, upcoming payment obligations, and the sum remitted during that specific month.

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