2024 Community Banking Outlook In October 2023, Torpago decided to evaluate the current mindset of…

Why Every Bank Should Own Its Corporate Credit Card Program

Unlock your bank’s potential with our guide to maximizing ROI through powerful business credit card programs. Download now to start driving growth!

Embrace a cutting-edge tech stack, regain control, and outpace the competition with Torpago’s comprehensive program management for community banks.

Revolutionize business credit with Torpago’s dynamic underwriting, leveraging cash flow and ongoing monitoring to expand access and reduce risk.

Boost revenue and enhance customer loyalty with business credit card programs, leveraging fee income, subscription models, and innovative technology solutions.

CFPB mandates new data collection rules for small business lending to increase transparency, promote development, and combat discrimination.

Learn how to build a strong SEO foundation for your business credit card program and institution’s brand. Discover tips on title and header tags, local SEO, and customer reviews to enhance visibility and attract more customers.

Learn about Torpago CEO Brent Jackson’s interview with TechCrunch, where he discusses the company’s shift towards white-label business credit card solutions and plans for utilizing AI in compliance and implementation.

Maximize your business credit card program’s success with a strategic nurture process. Learn how to leverage email marketing to convert leads into customers and drive applications.

Discover the importance of a distinctive brand for your business credit card. Learn how branding affects customer recognition, trust, differentiation, emotional connection, and purchase decisions.

Learn how to boost the success of your business credit card program with direct mail campaigns. Discover tips on targeting, converting, and supporting your mail efforts effectively.

Discover how banks can leverage affiliate marketing to acquire business credit card customers efficiently. Learn about the differences between influencer marketing and affiliate marketing, and how to manage an affiliate marketing program.

A successful business credit card program launch requires campaigns across a wide range of digital channels.

While technology-focused projects offer significant opportunities for growth and efficiency, banks are likely to encounter a range of challenges along the way.

While influencer marketing is often seen as a B2C strategy, it can also be successfully leveraged for B2B products and brands as long as certain considerations are taken into account.

Torpago’s Bank Admin Tool (‘BAT’) provides real-time data access and no-code controls that help banks make effective business decisions.

Why are BaaS banks facing so much regulatory scrutiny? Should your bank use a different model for the fintech partnerships needed to drive digital transformation?

Given the significant reduction in fee limits, credit card issuers that generate significant revenue from late fees will see that line item drop substantially.

The financial service industry is less effective at detecting fraudulent applications and is more vulnerable to fraudulent activity by applicants.

Here are seven benefits of partnering with Torpago and leveraging our Powered By Solutions that can help you get quick competitive wins on the board.

Community banks and credit unions have long been key to making finance more equitable and increasing the number of people who have access to financial services.

Community banks and credit unions have long been key to making finance more equitable and increasing the number of people who have access to financial services.

Banks and credit unions, this guide unlocks three crucial areas to evaluate fintech partners for long-term credit card program success.

Embedded banking integrates banking services into non-financial digital platforms, offering a more efficient way to manage financial transactions.

There are opportunities that community banks can take advantage of to make themselves more competitive against larger banks and non-bank financial institutions alike.

Torpago is starting the year off strong with everything from conference attendances to co-hosting private parties. Here’s where you can find us in Q1!

Torpago’s top takeaways from our latest eBook, “2024 Community Banking Outlook,” which include the results of our community banker survey.

Given the costs and challenges of setting up, maintaining, and upgrading business credit card programs, community banks and credit unions often turn to third-party program providers for help.

Torpago Director of Risk, Brendan Coons, shared how AI builds on the solid foundations of legacy institution processes to make underwriting and risk management faster and more efficient.

Small business owners that bank with big banks have to shop around for credit, creating an opportunity for community banks to win their business.

In addition to being critical for processing payment card transactions, BINs are also used for security purposes, such as identifying stolen cards and helping manage identity theft.

There are opportunities that community banks can take advantage of to make themselves more competitive against larger banks and non-bank financial institutions alike.

Torpago is pleased to announce a new partnership with Keep A Breast (KAB) Foundation, a nonprofit dedicated to breast cancer prevention and helping women affected by breast cancer.

Fintechs have taken advantage of the gaps between new customer expectations and the services available from their banks to build their own customer bases.

Torpagp has partnered with Assurant® to add Device Care as a benefit to customers, providing access to a complimentary nationwide repair service network.

James Yacobucci of Torpago discusses the role of community banks in the financial services landscape, the challenges, and strategies for growth.

Torpago CEO Brent Jackson made an appearance on Nasdaq Trade Talks to discuss the advantages community banks and credit unions have compared to larger banks.

Bank-fintech partnerships can be structured in any number of ways, be it as straightforward as the traditional client-vendor model or as involved in a strategic joint venture.

The three main topics discussed in the Torpago and Marqeta webinar, “Beyond the Norm: Building Loyalty with Expense Management and Corporate Cards.”

On Jul 20, 2023, the Federal Reserve launched FedNow, its instant payments service.

There’s a concept startup founders and leaders need to be aware of that will help them make better financial decisions and manage financial risk: financial awareness.

The Torpago Team launched some exciting updates and fresh feature goodies for you! Are you ready to dive into the new and improved platform features?

Achieving financial wellness is more important for venture-funded startups than it ever has been.

CEO Brent Jackson joined the Leaders in Payments Podcast and host Greg Myers to speak about Torpago, broader trends in fintech and financial services, and more.

5 spend management best practices that will help you get the most out of your spend management process.

Top takeaways from Torpago’s CEO, Brent Jackson, in an interview with Jacob Hollabaugh of PayPod: The Payments and Fintech Podcast.

Before you issue corporate credit cards, it’s important to have a company credit card policy in place.

While discrepancies with expense reimbursements can sometimes be simple mistakes, expense reimbursement fraud happens more often than you might think.

In addition to the impact on employees, companies also pay the price for processing employee expense reimbursements.

Most employees are unhappy with the traditional business reimbursment process. Torpago provides a more modern way to handle expense management.

Download the eBook from Torpago: The Business Reimbursement Model Is Dying Making the Transition from Expensive Reimbursement.

Choosing a bank for your business is an important financial decision that requires careful consideration, and it is essential to do your own research.

Spend management is the practice of tracking, analyzing, and controlling business expenditures. It helps organizations reduce costs and operate more efficiently, making it easier to identify cost savings opportunities.

Torpago includes reimbursement processing, enabling our customers to take advantage of our automation technology to handle reimbursement requests.

Register for the upcoming Marqeta webinar: Beyond the Norm: Building Loyalty with Expense Management and Corporate Cards

Torpago’s three Top Takeaways from Fintech Meetup 2023.

Torpago is not impacted by the Silicon Valley Bank situation and our products and services have not been impacted and remain available to all of our customers.

Torpago partnered with Heron Data to empower our Credit team to maximize revenue and decrease losses by enriching banking data for our underwriting and portfolio management processes.

Torpago is not impacted by the Silicon Valley Bank situation and our products and services have not been impacted and remain available to all of our customers.

[NEW EBOOK] What are the options for implementing or upgrading your business spend management software? Here’s what you need to know!

Are your younger employees frequently paying out of pocked for work-related items? There are much better ways for you and your staff.

FinTech innovation has opened up opportunities for you to step away from traditional banking and take advantage of better controls and processes!

What are the true costs and risks when employees share company credit cards? And what are the alternatives to maintain control? We have answers!

With our newly released integration – you can view recent transactions, request virtual cards, and contact our support team without leaving your Slack terminal. 

Security is at the forefront of everything Torpago does. That is why we now grant the ability to enable two-factor authentication. This ensures the highest level of data protection and security for our users, and their information.

By empowering your team to manage expenses on the go, you turn the process from reactive to proactive. Say goodbye to being blindsided by massive expense reports at the end of each month.

Whether you’re an employee or an accountant, you can benefit from Torpago’s email intelligence because sophisticated expense policies require sophisticated management tools.